Services

Wealth & Investment Management

Debt Management:

Debt Reduction Strategies

Planning:

General Planning - Asset Protection, Spending, Education Funding, Wealth Accumulation, Tax Minimization Planning

➢ Insurance, Estate & Extended Healthcare Planning
- Life Insurance
- Disability Insurance
- Long Term Care Insurance or Annuities
➢ Business Planning
- Small Group Health Insurance
- Employee Benefits
- Executive Benefits
- 412i Plans; Non-Qualified Deferred Comp/457 Plans
- SEP & SIMPLE IRA's
➢ Retirement Income Planning
- Employer Retirement Plan Integration
- Direct Rollovers
- Retirement Income Strategies
- Social Security Maximization
- Pension Optimization
➢ Investment Planning
- Managed Investment Accounts
- Investment Brokerage Accounts
- ETF's, Mutual Funds, UIT's

Products:

As an independent financial services provider, H. L. Thornton & Co has knowledge & resources in areas of expertise to ensure the highest standard of financial care that is in your best interest.
Contact us today and get started on your future.

Managed Investment Account
Investment Brokerage Accounts
Fixed & Variable Annuities
• Both Deferred Accumulation & Immediate Income Annuities
Traditional(Deductible) & ROTH IRA'
SEP & SIMPLE IRA's
Mutual Funds, UIT's & ETF's

Neither H. L. Thornton& Co, nor its employees, TBS Insurance, nor its agents,
provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting
professional before making any decisions.
*Before rolling over the proceeds of your retirement plan to an Individual Retirement Account
(IRA) or annuity, consider whether you would benefit from other possible options such as
leaving the funds in your existing plan or transferring them into a new employer's plan. You
should consider the specific terms and rules that relate to each option including: the available
investment options, applicable fees and expenses, the services offered, the withdrawal options,
the potential flexibility around taking IRS required minimum distributions from the option, tax
consequences of withdrawals and of removing shares of employer stock from your plan, possible
protection from creditors and legal judgments and your unique situation. Neither TBS Insurance
nor its agents provide tax or legal advice. Consult your own tax and or legal advisors regarding
your particular situation.